California First National Stock Analysis
| CFNB Stock | USD 27.78 0.02 0.07% |
California First National holds a debt-to-equity ratio of 0.03. With a high degree of financial leverage come high-interest payments, which usually reduce California First's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
California First's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. California First's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the OTC Stock is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps California OTC Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect California First's stakeholders.
For most companies, including California First, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for California First National, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, California First's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Given that California First's debt-to-equity ratio measures a OTC Stock's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which California First is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of California First to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, California First is said to be less leveraged. If creditors hold a majority of California First's assets, the OTC Stock is said to be highly leveraged.
California First National is undervalued with Real Value of 31.23 and Hype Value of 27.78. The main objective of California First otc analysis is to determine its intrinsic value, which is an estimate of what California First National is worth, separate from its market price. There are two main types of California First's stock analysis: fundamental analysis and technical analysis.
The California First otc stock is traded in the USA on OTCQX Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and California First's ongoing operational relationships across important fundamental and technical indicators.
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California OTC Stock Analysis Notes
About 82.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.78. Some equities with similar Price to Book (P/B) outperform the market in the long run. California First National last dividend was issued on the 15th of November 2021. The entity had 2:1 split on the 20th of October 1997. California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. California First Leasing Corporation was founded in 1977 and is based in Newport Beach, California. California First operates under Credit Services classification in the United States and is traded on OTC Exchange.The quote for California First National is listed on Over The Counter exchange (i.e., OTC), and the entity is not required to meet listing requirements such as those found on the Nasdaq, NYSE, or AMEX exchanges. For more info on California First National please contact Patrick Paddon at 800 496 4640 or go to https://www.calfirstbancorp.com.California First National Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more otcs at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. California First's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding California First National or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| Net Loss for the year was (12.66 M) with loss before overhead, payroll, taxes, and interest of (15.75 M). | |
| About 82.0% of the company shares are held by company insiders |
California Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 156.23 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate California First's market, we take the total number of its shares issued and multiply it by California First's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Technical Drivers
As of the 1st of February, California First shows the Downside Deviation of 1.19, risk adjusted performance of 0.1189, and Mean Deviation of 1.0. California First National technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to interpolate nineteen technical drivers for California First National, which can be compared to its peers.California First National Price Movement Analysis
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. California First middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for California First National. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
California First Outstanding Bonds
California First issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. California First National uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most California bonds can be classified according to their maturity, which is the date when California First National has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
California First Predictive Daily Indicators
California First intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of California First otc stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 27.78 | |||
| Day Typical Price | 27.78 | |||
| Price Action Indicator | (0.01) | |||
| Period Momentum Indicator | (0.02) | |||
| Relative Strength Index | 69.78 |
California First Forecast Models
California First's time-series forecasting models are one of many California First's otc stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary California First's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.California First National Debt to Cash Allocation
California First National currently holds 515 K in liabilities with Debt to Equity (D/E) ratio of 0.03, which may suggest the company is not taking enough advantage from borrowing. California First National has a current ratio of 1.35, which is within standard range for the sector. Debt can assist California First until it has trouble settling it off, either with new capital or with free cash flow. So, California First's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like California First National sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for California to invest in growth at high rates of return. When we think about California First's use of debt, we should always consider it together with cash and equity.California First Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the California First's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of California First, which in turn will lower the firm's financial flexibility.California First Corporate Bonds Issued
Most California bonds can be classified according to their maturity, which is the date when California First National has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
About California OTC Stock Analysis
OTC Stock analysis is the technique used by a trader or investor to examine and evaluate how California First prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling California shares will generate the highest return on investment. We also built our otc analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual OTC such as California First. By using and applying California OTC Stock analysis, traders can create a robust methodology for identifying California entry and exit points for their positions.
California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. California First Leasing Corporation was founded in 1977 and is based in Newport Beach, California. California First operates under Credit Services classification in the United States and is traded on OTC Exchange.
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When running California First's price analysis, check to measure California First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy California First is operating at the current time. Most of California First's value examination focuses on studying past and present price action to predict the probability of California First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move California First's price. Additionally, you may evaluate how the addition of California First to your portfolios can decrease your overall portfolio volatility.
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